More consumers than ever before are choosing to work with mortgage brokers instead of going through their local bank or an online lender. But, are you aware of what a mortgage broker does? Do you know the advantages and / or the disadvantages of using a mortgage broker? Mortgage brokers acquire loan money from a […]
Common Risks Involved in Real Estate Investments
Though most of the real estate investors will say that the business has rewarded them with very high returns, there are some potential investors who will admit their failures in real estate investing. This means that the business is a risky one and not each and every deal will prove to be successful. Before getting […]
Interest Only Mortgages
Interest only mortgages have soared in popularity in recent years. As housing prices skyrocketed, many buyers found that the only way they could afford to get into the house of their dreams was to choose an interest only mortgage. This was especially true in regions of California and the Northeast US, where housing prices are […]
Viewing Fort Collins Real Estate
Fort Collins Real Estate Through a Looking Glass With the New Year just around the corner, everyone is speculating the future of the real estate market. 2013 has been a great year for both commercial and private real estate across the country. Some regions have experienced soaring resurgence such as Colorado, while other states have been slow […]
The Advantages of a Second Mortgage
If you need money to get a handle on your finances or make improvements to your home, a second mortgage may be the answer! Here we’re going to go over the benefits of a second mortgage, and what you need to look out for. How do You Get a Second Mortgage? Getting a second mortgage […]
Fixed Rate Mortgages
When you are applying for a mortgage, one of the decisions you will have to make is whether you would prefer a fixed rate mortgage or one with an adjustable interest rate. A fixed rate mortgage is exactly what it implies. The interest rate on the mortgage is fixed through the life of the loan. No matter […]
BiWeekly Mortgage
When you own your home and are making monthly mortgage payments, you may receive a lot of offers to obtain a home equity loan, or to refinance your present mortgage or to make the switch to a biweekly mortgage. The bank will explain that by opting for a biweekly plan it will cut somewhere between 5 to 7 years off […]
Buying a Home in Retirement with Fixed Annuities
Would you like to buy a new home, but are wondering if your retirement income will be enough for you to qualify? Well, who would not like to have their dream home, which can give them all the comfort to live their life at ease. But, buying a home can be an expensive matter and with the issue of continuous price […]
Reverse Mortgages
A few years ago, my mom and dad were in a tough spot financially. Living off of a small pension and an even smaller Social Security Check, they were having trouble keeping up with their bills. They were still paying off their mortgage and a home equity loan they had taken out for some much-needed […]