Home Loan Associates – Recent Posts
Qualifying for Loan Modification Programs
Unfortunately, the majority of distressed homeowners do not qualify for Loan Modification Programs. Most struggling homeowners, as well as mortgage … [Read More...]
Low Credit Score? Get a Poor Credit Mortgage!
Worried about a Low Credit Score? - Go for a Poor Credit Mortgage. If you have a bad credit score and you feel it is impossible to even dream about … [Read More...]
Mortgage Insurance – Home Loan Insurance
Buying your home is certainly one of your most significant financial decisions. It would take most, if not all of your savings. You are very likely … [Read More...]
Differences in FHA Loans vs Conventional Loans
The Difference Between an FHA Loan and a Conventional Loan: Federal Housing Authority (FHA) loans and Conventional loans both refer to different … [Read More...]
Moving Checklist
There are a number of things you have to keep in mind when you are moving to a new home. The stress and exhaustion can cause you to ignore or forget … [Read More...]
Refinancing a Mortgage
Home loan refinancing comes with a lot of extra work. There is quite a bit of paperwork you will need to fill out and all the various fees can … [Read More...]
Reverse Mortgages
What is a Reverse Mortgage? When the concept of reverse mortgages first came about, many were confused and a lot of people were very leery about such … [Read More...]
Understanding Closing Costs
What are Closing Costs? First-time home buyers are often shocked when they see the list of closing costs they must pay when purchasing a … [Read More...]
Fixed Rate Mortgages
A lot of decisions go into buying a home and one of the most important decisions you will need to make is whether you would prefer a fixed rate … [Read More...]
HELOC – Home Equity Line of Credit
HELOC stands for "Home Equity Line of Credit". A HELOC is a unique kind of mortgage which enables you to make use of the equity you have built … [Read More...]